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Life insurance is for the living. The first step in estate planning is to set goals with our clients. We all have different aspirations, but what do YOU want to achieve financially?
- To provide adequately for your family?
- To minimize tax on death?
- To guarantee a smooth business succession?
- To keep the business in the family?
- To provide for retirement?
The second step is to put all the legal documents in place, such as: will, trust, buy-sell agreement, etc.
These legal documents need to be reviewed and up-dated on a regular basis.
All these legal documents will guarantee a due process for these transactions and transfers. However, these documents are not the solution, we still need the financial means to back up these transactions and transfers. It is not enough to have a buy-sell agreement or trust in place; we still need readily available funds to finance our objectives. We would all like to retire and continue or better the lifestyle we have become accustomed to, but what is the most tax and cost efficient way to accumulate wealth to achieve this goal? To find the right solution to help you achieve your goal is the most important step in ESTATE PLANNING.
Life insurance is one of the most important financial tools to solve these problems.
At Timmerman, we are ready to work with you directly or with your professional advisors, lawyers and accountants. We have the products and experience needed to help you achieve your financial goals and are dedicated to finding the right solution for you. If you would like to take charge of your financial future, please contact our office. We are at your service.
For more information, contact a Timmerman Insurance Broker today!
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